diff --git a/service/src/main/resources/application.yaml b/service/src/main/resources/application.yaml
index d614867c..4565a7bc 100644
--- a/service/src/main/resources/application.yaml
+++ b/service/src/main/resources/application.yaml
@@ -28,7 +28,7 @@ management:
       show-details: always
 
 payment:
-  api-base-url: ${PAYMENT_SERVER_ENDPOINT:https://api.tosspayments.com}
+  api-base-url: ${PAYMENT_SERVER_ENDPOINT:http://localhost:8000}
 
 springdoc:
   swagger-ui: